Terms of Service

Agreement to Terms

By accessing or using Mortgage Lender Review (mortgagelenderreview.com), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access our website.

Informational Purpose Only

The content on Mortgage Lender Review is provided for general informational purposes only. Our mortgage lender reviews, HELOC comparisons, DSCR loan guides, and refinance recommendations are based on our research and testing but should not be considered professional financial advice.

We are not:

• Licensed mortgage brokers or lenders
• Financial advisors or planners
• Legal or tax professionals

Always consult with qualified professionals before making mortgage decisions. Interest rates, terms, and availability vary based on your individual circumstances and are subject to change without notice.

No Guarantee of Results

We make no guarantees regarding:

• Your approval for any mortgage product
• Interest rates you may receive
• The accuracy of rate information (which changes frequently)
• The performance or service quality of any lender
• Your financial outcomes from using recommended lenders
• HELOC terms, draw periods, or credit line amounts
• DSCR loan qualification based on property income

Mortgage and HELOC approval depends on numerous factors including credit score, income, debt-to-income ratio, and lender-specific criteria.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, or timeliness of all content. Mortgage rates, fees, and lender policies change frequently.

Always verify current rates, terms, and conditions directly with lenders before making any decisions.

Third-Party Links

Our website contains links to third-party websites and services. We are not responsible for:

• The content, accuracy, or practices of linked websites
• Products or services offered by third parties
• Privacy practices of third-party websites
• Any transactions between you and third parties

Your interactions with third-party websites are governed by their terms and privacy policies.

Intellectual Property

All content on Mortgage Lender Review, including text, graphics, logos, and images, is owned by us or our licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

User Conduct

When using our website, you agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the website
• Collect user information without consent
• Post or transmit harmful content

Limitation of Liability

To the fullest extent permitted by law, Mortgage Lender Review shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our website.

This includes, but is not limited to, damages for lost profits, lost data, or financial losses resulting from mortgage decisions made based on our content.

Indemnification

You agree to indemnify and hold harmless Mortgage Lender Review, its owners, employees, and affiliates from any claims, damages, or expenses arising from your use of our website or violation of these terms.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of the site after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms of Service, please contact us at:

Email: [email protected]