Helping Homebuyers Find Better Mortgages
We're dedicated to providing unbiased, thoroughly researched mortgage lender and home equity comparisons so you can make confident decisions about your home financing.
Our Mission
At Mortgage Lender Review, we believe everyone deserves access to clear, honest information when making one of life's biggest financial decisions. The mortgage industry can be overwhelming - dozens of lenders, complex rate structures, and countless fees to navigate.
Our mission is simple: test, compare, and recommend the best mortgage lenders so you can focus on finding your dream home, not deciphering financial jargon.
What We Do
We spend hundreds of hours researching mortgage lenders, analyzing rates, evaluating customer service, and testing digital experiences. Our hands-on approach means we don't just read marketing materials - we go through the pre-approval process, compare actual rate quotes, and assess the real borrower experience.
- ✓ Compare 15+ mortgage lenders and HELOC providers quarterly
- ✓ Analyze real rate data and fee structures
- ✓ Evaluate HELOC terms, draw periods, and rate structures
- ✓ Assess DSCR loan options for real estate investors
- ✓ Test digital application experiences
- ✓ Evaluate customer service responsiveness
- ✓ Update rankings based on market changes
Why We Recommend Amerisave
After extensive testing, Amerisave consistently emerges as our top recommendation for most borrowers. Here's why:
- ✓ Lowest Rates - Consistently competitive in our rate comparisons
- ✓ No Hidden Fees - Transparent pricing with no junk costs
- ✓ Fast Pre-Approval - Get qualified in minutes online
- ✓ Excellent Service - High customer satisfaction scores
- ✓ All Loan Types - Conventional, FHA, VA, Jumbo, HELOC, and more
- ✓ Flexible Underwriting - Accommodates commission-based and self-employed income for HELOCs
That said, we understand every borrower has unique needs. That's why we also feature alternatives like Rocket Mortgage, Fifth Third Bank, and others - each excelling in different areas for homebuyers, refinancers, and HELOC borrowers.
Our Review Process
Transparency matters. Here's how we evaluate each mortgage lender:
- Rate Analysis - We compare actual rate quotes across credit profiles
- Fee Transparency - We examine origination fees, closing costs, and hidden charges
- Digital Experience - We test online applications and account management
- Customer Service - We evaluate response times and helpfulness
- Loan Options - We assess the variety of products offered
- Speed & Efficiency - We measure pre-approval and closing timelines
- HELOC Terms - We compare draw periods, rate structures, and credit requirements